James has spent 27 years in the world of financial planning.
His career has seen him in both management and financial advice roles; including a period running the Birmingham operation for national firm, Chase de Vere.
James achieved the prestigious Chartered status in 2018 through “hard graft and determination.” He strongly believes that it’s never too late to push and improve yourself (“no matter how ancient you are!”); an example he was pleased to be able to set for his two children.
Today, James specialises in creating clear and coherent paths for wealthy families and those who are approaching retirement. James’ unique skill in taking perceived complexity and making it logical enables his clients to engage and understand the process fully; the end goal being a fulfilling financial lifestyle and a sustainable future for their whole family. Our clients are his drive to make a difference.
James is married to Lydia, who he originally met at Millfield School when he was 16. 34 years later, their paths crossed again! The couple have two granddaughters. James is very close to his son and daughter, who are both in their 20s. They have a lot of fun together as a family, which is important to them all.
Travelling has become more and more important to James over the years. India, Australia, Costa Rica, Thailand, Cambodia and Vietnam have been his favourite destinations. He and Lydia also love Cornwall and wish to see a lot more of the UK together with their Cavapoo Tilly by their side.
Ever since his Millfield School days, James has loved sport; both as a watcher and a participant. He plays on an annual cricket tour which began in 1989 when he graduated from Birmingham University. He also plays golf. The rest is what he would call “a constant battle to slow the ageing process”; cycling, swimming, walking Tilly and going to the gym.
As a graduate of Economics and Politics, James enjoys both domestic and global current affairs. He’s fascinated by Mr Trump, who makes him even more proud to be British!
What's important to me?
Enhancing the lives of our clients through true financial planning. I also believe in:
- “Always learning and developing yourself”
- “Always caring”
- “Being willing to challenge”
- “Living your best life”
- “Openness and transparency”
- “Life being a journey, rather than a destination”
On an ideal weekend, you can find me:
"Going on a long walk with my wife, Lydia, and Tilly our dog. Dinner with friends. Sunday lunch with family."
My favourite holiday destination is:
"India when it comes to travel. But for a relaxing holiday, I adore the Mediterranean."
My favourite song to play in the car is:
"Duel by Propaganda. It takes me back to taking A levels at Millfield in 1985. It was a wonderful summer term, despite the exams!"
The first album I bought was:
"Donny Osmond- Portrait of Donny (1972). It shows I’m answering my questions honestly! I was six years old."
If I could be any fictional character, I would be:
"Jon Snow. Well, we can all dream!"
If I could turn any activity into an Olympic sport, I would win a medal in:
"Eating savoury snacks with a beer!"
When the dessert menu arrives, I’m looking for:
"Cheeseboard. Not got a sweet tooth, thank goodness."
The three qualities that draw me to new people are:
"Intellect, humour and humility."
My pet peeve is:
"The poisonous tabloid press."
The best gift I’ve ever received is:
"My first bike when I was seven."
The three people at my dream dinner party would be:
"John Arlott, Maya Angelou and Barack Obama. I doubt anyone has ever had that combination, but they are who I’d choose."
The three small things that make my day better are:
"Decent coffee, gym (because I feel smug for the rest of the day) and time with my wife."
Since meeting James I truly feel that I have a clear financial plan for the future. That is invaluable to me. James really takes the time to understand mine and my family's goals. I have no hesitation in recommending him.
Wealth Harbour is a safe pair of hands. James has a personal interest in your life and helps make the right decisions for your lifestyle. I have used him for several years and my investments have maintained my requirements.
James understands my family and has given advice tailored to protect my personal wealth for many years. I have been impressed with his knowledge and am confident my finances are in the best of hands.
James has set up for me two family trusts. I now have the security of knowing my lifetime financial security is secure and also my children will be able to benefit from the trusts after my death.
James' work has been very positively beneficial to my financial position in retirement. James's strongest ability for me is his constant goal to "do better" for his clients and keep them informed.
Having lost my husband, I was in a mess. James was brilliant! He never pushed me to make any decisions. I have been 100% happy with the service I have received and would definitely recommend Wealth Harbour to a friend.
James shows a genuine interest in our lives and understands our goals. He has a friendly and professional approach. He made the transfer of my pension a stress-free process. I would happily recommend him.