People with wealth

If you’ve built up wealth over your lifetime, it can become difficult to determine whether your money is being managed as effectively as it could be.

And whilst your wealth represents plenty of opportunities, it can also bring added complexity to your future planning. Whether you’re yet to retire or already in retirement, have received an inheritance or a high salary throughout your career, ensuring your wealth is best placed to achieve your aspirations is essential. You certainly have things you want to achieve, both now and in the future; you’re also aware of the threat Inheritance Tax poses on your estate. Alone, it’s difficult to know if you’re spending and saving in a way that best suits the lifestyle you want to enjoy, as well as the future you desire for your loved ones.

That’s where we come in. We will:

  • Establish your goals and ambitions in order to consider where you are now versus where you want to be
  • Review your current financial situation and establish the full range of opportunities open to you
  • Ensure you’re taking the right amount of risk with your wealth
  • Implement an estate planning strategy to ensure your assets are distributed as you wish them to be after your death
  • Help you to reduce the amount of Inheritance Tax you pay, so that more is left to your loved ones
  • Work with you on an ongoing basis to keep your plan on track and to review any changing needs along the way
people we've helped

Since meeting James I truly feel that I have a clear financial plan for the future. That is invaluable to me. James really takes the time to understand mine and my family's goals. I have no hesitation in recommending him.


Wealth Harbour is a safe pair of hands. James has a personal interest in your life and helps make the right decisions for your lifestyle. I have used him for several years and my investments have maintained my requirements.


James understands my family and has given advice tailored to protect my personal wealth for many years. I have been impressed with his knowledge and am confident my finances are in the best of hands.


James has set up for me two family trusts. I now have the security of knowing my lifetime financial security is secure and also my children will be able to benefit from the trusts after my death.


James' work has been very positively beneficial to my financial position in retirement. James's strongest ability for me is his constant goal to "do better" for his clients and keep them informed.


Having lost my husband, I was in a mess. James was brilliant! He never pushed me to make any decisions. I have been 100% happy with the service I have received and would definitely recommend Wealth Harbour to a friend.


James shows a genuine interest in our lives and understands our goals. He has a friendly and professional approach. He made the transfer of my pension a stress-free process. I would happily recommend him.

Sean and Lorraine

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